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Exploring NEW APPROACHES

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business models, strategies and technologies

Insurance moves from individualisation to the “group mind”

Danish company Gobundl harvests (well, harvested) the power of the “group mind” to rethink the traditional fintech focus in insurance From individualisation to the “group mind” One of the big “blessings” in our IT-driven, highly automated world lies in the degree of individualisation now available in so many goods and services. One of the key features of digital expansion is that the costs of making/processing...

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New(er) light on property value

Upping the levels of real estate transparency with digital auctions of commercial property – the TrueMarketValue concept Banishing the black arts Good old bricks and mortar are one (two?) of the most tangible and tantalising bastions of conventional thinking and subjective opinion in financial transactions. They’re also a fecund arena for urban myths, epistles of professional envy and biz-world horror stories that serve to...

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The Ethereum alternative – rethinking the infrastructure for transactions

Ethereum is billed as a decentralised platform that runs smart contracts – and it seems like a conceptual quantum leap onwards and upwards from the much-battered  Bitcoin cryptocurrency New kinds of money and innovative payment networks The first “real” blockchain cryptocurrency was Bitcoin, launched around 2009. Bitcoin uses open-source, peer-to-peer technology to facilitate financial transactions and operate independently of governments, central authorities or banks. P2P...

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