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business models, strategies and technologies

Insurance moves from individualisation to the “group mind”

Danish company Gobundl harvests (well, harvested) the power of the “group mind” to rethink the traditional fintech focus in insurance From individualisation to the “group mind” One of the big “blessings” in our IT-driven, highly automated world lies in the degree of individualisation now available in so many goods and services. One of the key features of digital expansion is that the costs of making/processing...

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Rethinking rethinking, in digital dimensions

Ideas – and the mindset behind them – are the driving force behind radically new business models. The non-digital idea has to be fully viable before it can be digitally implemented Scalability and success The digital revolution has brought us an exponential expansion of many capabilities – in industry, business and entertainment, and pretty much everywhere else (whether we realise it or not). For many...

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Rethinking the smartphone continuum, with the Runcible

All smartphones basically look the same and can do the same things, steamrollering along a tech-driven path of legacy incrementalism. Where’s the customer-centricity? On 27 February 2015, San Francisco design company Monohm Inc. announced the Runcible, which they called the first personal device for the post-smartphone era. It looks like no other communication device, and it seems like a radical rethink of pretty much...

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